1. What is the PMEGP scheme?

PMEGP is a government-sponsored credit-linked subsidy scheme that provides financial support to set up new micro-enterprises in manufacturing and service sectors.

2. Who is eligible to apply for a PMEGP loan?

Eligibility depends on various factors. Please check your eligibility by consulting with our expert.

3. How can I apply for a PMEGP loan online?

You can apply through the portal .

4. What is the maximum loan amount under PMEGP?

You can apply for financial support up to:₹50 lakh for manufacturing units₹20 lakh for service units

5. What is the PMEGP subsidy percentage?

Subsidy ranges from 15% to 35% depending on rural/urban location and category (General or Special category like SC/ST/Women/PH).

6. What is the interest rate for PMEGP loans?

PMEGP loan interest rates are generally between 8% to 12% per annum, varying by bank and project type.

7. What documents are required for PMEGP loan application?

Common PMEGP documents include Aadhaar, PAN, passport photo, project report, educational certificates, caste certificate (if applicable), and other.

8. Is PMEGP loan available without collateral?

Yes. Loans up to ₹10 lakh generally do not require collateral under CGTMSE guidelines, but it depends on bank policy.

9. Can an existing business apply for PMEGP?

PMEGP is only for new business units. Existing units already operating or availing subsidies are not eligible.

10. How long does PMEGP loan approval take?

The approval process depending on document verification, bank appraisal, and subsidy approval.

11. How to check PMEGP loan status online? You can track your application using your PMEGP Application ID on the official portal under the “Track Application Status” section. 12. What types of businesses are allowed under PMEGP? Most manufacturing and service sector activities are allowed. Examples include fabrication units, food processing, tailoring, computer services, and similar micro-enterprises. 13. Which businesses are not eligible under PMEGP? Businesses involving alcohol, tobacco, meat processing, and certain agricultural activities fall under the negative list and cannot apply. 14. Do I need a project report for PMEGP loan? Yes. A detailed project report (DPR) is mandatory, including cost structure, financial projections, and business feasibility. 15. Can women entrepreneurs apply for PMEGP? Yes. Women applicants are eligible for higher subsidy (up to 35%) and are encouraged under the scheme. 16. What is the repayment period for PMEGP loans? Loan repayment is usually allowed over 3 to 7 years, including a possible moratorium period as per bank rules. 17. Does PMEGP provide training for applicants? Yes. Selected applicants undergo Entrepreneurship Development Program (EDP) training before loan disbursement. 18. Is there any application fee for PMEGP loan? No. PMEGP online application is completely free on the official portal. 19. Can I submit multiple PMEGP applications? No. Only one application is allowed per individual/business under the PMEGP scheme. 20. What is the role of banks in the PMEGP scheme? Banks evaluate the project, approve the loan, disburse funds, and then claim government subsidy through KVIC after the unit becomes operational.

Pmegp Scheme List Pdf / Pmegp Project List Pdf Download / Pmegp Project Report Pdf / Pmegp Project Report Pdf Download / Pmegp Project Report Sample

You can access a comprehensive list of projects under PMEGP, which includes various small to medium-scale industries categorized as follows:

1. Agro-Based (Food Processing) Industries:

Examples include:

Bakery products
Banana chips (small & large scale)
Besan (gram flour)
Beverages
Pickles
Dairy products
Jaggery
Jam & Jelly
Snacks, etc.

2. Mineral-Based Industries:

Examples include:

Fly ash bricks
Gem cutting
Galvanized glass
Plaster board
Plaster of Paris
Rock polishing
RCC products
Lead pencils
Goggles
Chalk crayons, etc.

3. Polymer and Chemical-Based Industries:

Examples include:

Candles
Soaps
Shampoos
Hair oils
Bindi (decorative dots)
Plastic containers
Bubble packaging paper
Canvas shoes
Creams
Pen inks
Leather products, etc.

4. Forest-Based & Handicraft Industries:

Examples include:

Beekeeping (Apiculture)
Wooden products
Handmade paper and fiber products
Compostable bags
Products made from dried leaves
Lacquerware
Ash-based items, etc.

5. Rural Engineering & Biotech-Based Industries:

Examples include:

Computer assembly
Engineering workshops
Technical tools
Solar energy equipment
Voltage stabilizers
Radios
Control panels
Transformers/motors/pumps
Shooter locks
Welding units, etc.

6. Service & Textile Industries:

Examples include:

Barber shops
Ceramic items
Home security systems
Electronic systems
Textile products, etc.

Unit Categorization:

Project reports are categorized into:

Small Units
Large Units

This classification reflects the scale and estimated investment required. Each entry in the project list PDF shows:

Industry type
Estimated project cost
Examples:
- Bakery Products – ₹13.02 lakh
- Banana Chips – ₹4.55 lakh
- Bubble Packaging Paper – ₹15.05 lakh

Download PMEGP Project Profiles PDF:

👉 Official Project Reports (KVIC Portal)

Negative List – Projects Not Allowed Under PMEGP

According to PMEGP guidelines, certain types of projects are not eligible for loan or subsidy. These are considered prohibited or ineligible under the scheme:

Prohibited (Negative List) of Projects:

Meat or meat processing units
Production of bidi, tobacco, cigarettes, gutkha, pan masala, etc.
Pure agricultural activities like crop cultivation, planting, harvesting, etc.
Manufacture of plastic carry bags or other banned plastic products
Pashmina wool-based industries
Industries that are hazardous to the environment
Socially harmful, unethical, or morally objectionable businesses
Any business causing water, air, or land pollution

If you apply for a prohibited project, your application will be outrightly rejected. Submitting incorrect forms or falling into fraudulent traps can also lead to disqualification.

Always apply through official sources and seek genuine expert advice when needed.

Click to Connect with Expert